Ford Finance Center in Fairfield, NJ

Verner - Cadby Inc. takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Verner - Cadby Inc. Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Verner - Cadby Inc. can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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Welcome to Our Financing Department

Verner-Cadby Ford Finance Center: Finding the Right Financing Solution for Your Needs


Are you from the Montclair, NJ area and thinking of buying or leasing a new Ford car, truck, or SUV? Do you have your eye on a vehicle from our used lot? No matter which automobile you are considering, you are probably pondering how you are going to pay for it. Most of the people who come to our dealership don't have the ability to pay for their next vehicle with cash and that is where the finance center at Verner-Cadby Ford, located at 1240 Bloomfield Avenue in Fairfield, NJ, come in. We are here to help you find an auto loan or lease that works for your budget. If you haven't been to our dealership in the past and don't know where we are located, feel free to use our driving directions to find us.


A Unique Car Financing Experience


When you come to our dealership from your home in Parsippany, NJ or West Orange, you will receive a relaxed and simple buying process. We do everything we can to make financing your new Ford or trade evaluator to get an estimate on what your current vehicle is worth in trade. The next thing you can do is complete our secure and easy credit application so our finance manager can start working with our lenders to determine your financing options. Complete the application today, as many of our special incentives and promotions expire monthly, and we wouldn't want you to miss out on a great value.

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Verner - Cadby Inc.

    1240 Bloomfield Avenue
    Fairfield, NJ 07004

    • Sales: (973) 575-0333
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Get in Touch

  • Contact our Sales Department at: (973) 575-0333
  • Monday9am-8:30pm
  • Tuesday9am-8:30pm
  • Wednesday9am-8:30pm
  • Thursday9am-8:30pm
  • Friday9am-6pm
  • Saturday9am-6pm
  • SundayClosed